Not only a coup for market traders (I never have cash for those delightfully smelly cheeses) but for taxi drivers and couriers (in some markets “pay on delivery” is still predominately cash) – imagine the possibilities for charities and the potential to end those hideous queues, with a newly empowered sales force closing sales aisles by aisles.Įvery tech company eventually becomes a (messaging app) financial services company - The Google card is on the horizon, hoping to rival Apple Card and Apple Pay, which now accounts for c.5% of global card transactions (forecast to hit 10% by 2024), underlying Googles ambitions here. whilst negating the need for costly hardware. Phos instead includes e-commerce tools, payroll, marketing automation etc.
A much-needed innovation as current PoS hardware offers no additional software, aside from expensive smart terminals like Clover and Square.
#Apptopia sendit kit snapchat 3.5m snap android
Soft-Hardware - Offering a software-only PoS that turns any Android device into a bank agnostic payments terminal, Phos has just raised €1.3m in funding. As a user, I think the product is a great idea, notwithstanding the appealing aesthetics and easy interface, any company that is democratising cryptocurrencies is a strong bet on the future. Bitcoin rewards can then accumulate akin to a savings account, or be used to purchase fiat-denominated gift cards for retailers on the app. Through a co-branded Visa card, rather than earning loyalty points on flight miles users will earn (up to 20%) bitcoin back on purchases. I Fold -Visa has struck a deal with another ambitious crypto start-up Fold, to launch a card that lets users earn bitcoin when they spend. This is nothing new, most Fintech’s already have this in their arsenal, but it will not dampen its ambitions to grow consumer loans from the current $7bn to $20bn. Marcus has also been busy launching an instalment loan product, enabling users to divvy-up big ticket payments into manageable monthly amounts. March on Main Street -Following last year’s credit card tie-up with Apple, Goldman’s is rumoured to be in advanced talks with Amazon to finance small business loans on its e-commerce platform. That said, coming in hot is another Monday market update! But there are still interesting things happening. COVID is greater than anything I write here around tech.
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